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The Lincoln Heritage Funeral Advantage program has two key components:

 The first is the Life Insurance Cash Benefit that offers easy qualification and a streamlined application process. No health examinations are necessary — only a few health questions on a one-page application. Most customers get coverage, even with health issues.


The second is the Family Support Services provided at no additional cost to every policyholder. Upon the death of a Funeral Advantage policyholder, the Funeral Consumer Guardian Society (FCGS) is ready to go into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.


  • Cash benefits are paid within 24 hours, upon claim approval. Whole Life benefits available up to $20,000.

  • No health examination necessary to apply, just a few health questions on the application.

  • Easy, one-page application. Most people get coverage, even with health issues. As long as premiums are paid, rates are locked in for the life of the policy. Up to $100,000 additional benefit for accidental death available.

  • You decide the style of funeral you want.

  • Read Funeral Advantage reviews or read an independent Lincoln Heritage review. 

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